Payment Method

Payment Policy

Last Updated: January 2026

This Payment Policy outlines the accepted payment methods, billing procedures, and security protocols for all transactions made on gmcenglish.com. At Gmcenglish, we are dedicated to providing a secure, transparent, and seamless checkout experience for our customers within the United States.

1. ACCEPTED PAYMENT METHODS

To ensure your convenience and security, Gmcenglish accepts the following reliable payment options. All payments must be cleared in full before an order is processed for shipping:

• Credit/Debit Cards: We accept Visa, MasterCard, American Express, and Discover.
• Digital Wallets: We support PayPal for a fast and secure checkout.

Note: We do not accept Cash on Delivery (COD), personal checks, bank transfers, or any other offline payment methods at this time.

2. CURRENCY AND CLEAR PRICING

• Currency: All transactions and prices are strictly in U.S. Dollars (USD).
• Total Cost: The total price you see at the final checkout screen is the final amount you will pay. This includes:
  • The product purchase price.
  • A transparent flat-rate shipping fee of $6.99.
  • Applicable sales tax (calculated based on your shipping address).
• No Hidden Fees: Gmcenglish guarantees that there are no hidden charges, no administrative fees, and no restocking fees whatsoever.

3. PAYMENT SECURITY & DATA ENCRYPTION

Your financial safety is our highest priority. We implement rigorous security standards to protect your sensitive information:

• SSL Encryption: Our website uses Secure Sockets Layer (SSL) technology to encrypt your data. You can verify this by the “https” and the padlock icon in your browser’s address bar.
• PCI Compliance: We use PCI-DSS compliant payment gateways. Gmcenglish does not store, process, or have access to your full credit card numbers or CVV codes on our internal servers. All data is handled by our secure payment processors.
• Fraud Prevention: To protect our customers, we reserve the right to perform standard verification checks on billing information. Orders suspected of being fraudulent may be canceled for your protection.

4. BILLING INFORMATION ACCURACY

By completing a purchase on our site, you agree that:

• The payment information provided is accurate, current, and complete.
• You are the legal and authorized owner of the credit card or account used.
• You authorize Gmcenglish to charge the total order amount to your selected payment provider.

5. FAILED OR DECLINED TRANSACTIONS

If your payment is declined, your order will remain in “Pending” status and will not be shipped. Common reasons for failure include:

• Incorrect billing address (must match the address on file with your bank).
• Expired credit card.
• Insufficient funds. If you encounter a payment error, please contact your financial institution or attempt a different payment method.

6. REFUNDS AND CANCELLATIONS

All refunds are governed by our Return & Refund Policy:

• Refund Method: Approved refunds will be issued exclusively to the original payment method used for the purchase.
• Timeline: Once we process a refund, it typically takes 5 business days for the credit to appear on your statement.
• Cancellations: You may cancel your order within 12 hours of placement for a full refund.

7. PRICING ERRORS

In the rare event of a typographical or pricing error, Gmcenglish reserves the right to refuse or cancel any orders placed for products listed at the incorrect price. We will notify you immediately via support@gmcenglish.com and issue a full refund to your original payment method.

CONTACT INFORMATION

If you have any questions regarding our billing process or need assistance with a transaction, please contact our support team:

• Store Name: Gmcenglish
• Official Email: support@gmcenglish.com
• Physical Address: 6 Bluff Point Ct, Greenville, SC 29605-6082, United States
• Business Hours: Monday – Saturday, 8:00 AM – 7:00 PM (EST)